Last Updated: January 1, 2025
Ketan BizLife Private Limited (“we,” “us,” “our,” or “Company”) is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, services, and digital products.
1. Company Information
Business Name: Ketan BizLife Private Limited
Registered Address: Office No 328, 29, 30, 3rd Floor, Dariyalal Square, Above HDFC Bank, Morbi-Rajkot Highway, At-Sakt Sanala, MORBI, Gujarat, INDIA
Contact Email: [email protected]
Contact Phone: +91 83208 90598
Website: www.ketanbizlife.com
GST Number: 24AALCK5113A1Z3
2. Information We Collect
2.1 Personal Information You Provide
When you register, purchase, or interact with our services, we may collect:
Basic Contact Information:
- Full name
- Email address
- Phone number (mobile/WhatsApp)
- Country and state of residence
- Postal address (if required for billing)
Business Information:
- Company/business name
- Industry/product category
- Export experience level
- Business registration details (for coaching purposes)
- GST number (if applicable)
Account Information:
- Username and password
- Profile picture (optional)
- Preferences and settings
- Communication preferences
Payment Information:
- Billing name and address
- Payment method details (processed securely through Cashfree Payment Gateway)
- Transaction history
- Order details and invoices
Professional Information:
- Current export challenges
- Products/services you deal in
- Target markets and countries
- Business goals and objectives
- Information shared during coaching sessions
Communication Data:
- Messages sent through contact forms
- Email correspondence with our support team
- WhatsApp messages in community groups
- Feedback and survey responses
- Customer service interactions
2.2 Information Automatically Collected
When you visit our website, we automatically collect:
Device Information:
- IP address
- Browser type and version
- Operating system
- Device type (mobile, tablet, desktop)
- Screen resolution
Usage Information:
- Pages visited and time spent
- Referring website/source
- Date and time of visits
- Click patterns and navigation paths
- Course progress and completion status
- Video watch time and engagement
Cookies and Tracking Technologies:
- Session cookies (essential for functionality)
- Persistent cookies (for preferences)
- Analytics cookies (Google Analytics)
- Marketing cookies (Facebook Pixel, Google Ads)
- Third-party cookies (payment gateway, video hosting)
2.3 Information from Third Parties
We may receive information about you from:
- Payment Gateway (Cashfree): Transaction status, payment confirmations
- Social Media Platforms: If you connect via Facebook, Google, or LinkedIn
- Analytics Providers: Website behavior and demographics
- Email Service Providers: Email engagement metrics
- WhatsApp Business API: Message delivery status
3. How We Use Your Information
3.1 Primary Purposes
Service Delivery:
- Process your registrations and purchases
- Grant access to courses, webinars, and training materials
- Deliver coaching and mentorship services
- Provide customer support and respond to inquiries
- Send transactional emails (confirmations, receipts, access details)
- Manage your account and preferences
Payment Processing:
- Process payments securely through Cashfree Payment Gateway
- Generate invoices and receipts
- Handle refunds and cancellations
- Prevent fraud and unauthorized transactions
- Comply with financial regulations
Communication:
- Send webinar/workshop reminders and updates
- Provide course announcements and new content notifications
- Share important service updates
- Respond to your questions and feedback
- Conduct customer satisfaction surveys
Personalization:
- Customize your learning experience
- Recommend relevant courses and programs
- Tailor content based on your business needs
- Remember your preferences and settings
3.2 Marketing & Promotional Purposes
With Your Consent:
- Send promotional emails about new courses and offers
- Share educational content and export tips
- Notify about upcoming webinars and events
- Provide exclusive deals and early-bird pricing
- Send WhatsApp broadcasts (if you’ve opted in)
You can opt-out anytime by:
- Clicking “Unsubscribe” in any marketing email
- Replying “STOP” to promotional SMS
- Contacting [email protected]
- Updating preferences in your account settings
3.3 Analytics & Improvement
- Analyze website usage and user behavior
- Improve our courses and training content
- Optimize website performance and user experience
- Understand customer needs and preferences
- Develop new products and features
- Conduct research and statistical analysis
3.4 Legal & Compliance
- Comply with applicable laws and regulations
- Respond to legal requests and court orders
- Prevent fraud, abuse, and illegal activities
- Enforce our Terms & Conditions
- Protect our rights and property
- Resolve disputes and investigate complaints
- Maintain business records as required by law
4. Legal Basis for Processing (GDPR Compliance)
If you are located in the European Economic Area (EEA), we process your data based on:
Consent: Marketing communications, optional cookies
Contract Performance: Delivering services you purchased
Legal Obligation: Tax records, financial compliance, legal requirements
Legitimate Interests: Website analytics, fraud prevention, business improvement
5. Information Sharing & Disclosure
5.1 We DO NOT Sell Your Personal Information
We do not sell, rent, or trade your personal information to third parties for their marketing purposes.
5.2 Service Providers & Third Parties
We share your information with trusted third-party service providers who assist us in operating our business:
Payment Processing:
- Cashfree Payments (payment gateway)
- Purpose: Process payments securely
- Data shared: Name, email, phone, payment details
- Privacy: Subject to Cashfree’s privacy policy
Email Services:
- Service providers (e.g., SendGrid, Mailchimp, or similar)
- Purpose: Send transactional and marketing emails
- Data shared: Name, email address, engagement metrics
Learning Management System (LMS):
- LMS hosting provider
- Purpose: Deliver course content and track progress
- Data shared: Name, email, course enrollment, progress
Video Hosting:
- Video platform (e.g., Vimeo, YouTube, Wistia)
- Purpose: Host and stream course videos
- Data shared: Viewing behavior, watch time
Communication Platforms:
- WhatsApp Business API
- Purpose: Community groups, customer support
- Data shared: Phone number, messages
Analytics & Advertising:
- Google Analytics (website traffic analysis)
- Facebook Pixel (ad targeting and measurement)
- Google Ads (advertising performance)
- Data shared: Anonymized usage data, demographics
Cloud Storage:
- Cloud service providers (e.g., AWS, Google Cloud)
- Purpose: Store data securely
- Data shared: All collected information
Accounting & Compliance:
- Accounting software/service
- Purpose: Financial records, GST compliance
- Data shared: Transaction details, invoices
5.3 Legal Requirements
We may disclose your information if required to:
- Comply with law, regulation, or legal process
- Respond to government or regulatory requests
- Enforce our Terms & Conditions
- Protect rights, property, or safety of our company, users, or public
- Investigate fraud or security issues
- Participate in legal proceedings
5.4 Business Transfers
In case of merger, acquisition, or sale of business assets:
- Your information may be transferred to the acquiring entity
- You will be notified via email and website notice
- Privacy practices will remain protected
5.5 With Your Consent
We may share information with other parties when you explicitly consent or direct us to do so.
6. Data Security
6.1 Security Measures We Implement
Technical Safeguards:
- SSL/TLS encryption for data transmission
- Secure payment processing through PCI-DSS compliant gateway (Cashfree)
- Encrypted storage of sensitive information
- Regular security updates and patches
- Firewall protection
- Intrusion detection systems
Administrative Safeguards:
- Access controls and authentication
- Employee training on data privacy
- Confidentiality agreements with staff
- Regular security audits
- Incident response procedures
Physical Safeguards:
- Secure data centers (third-party cloud providers)
- Backup and disaster recovery systems
- Restricted physical access to servers
6.2 Your Responsibility
You are responsible for:
- Maintaining confidentiality of your password
- Not sharing login credentials
- Using strong, unique passwords
- Logging out after using shared devices
- Reporting suspicious account activity immediately
6.3 Data Breach Notification
In the unlikely event of a data breach:
- We will investigate and assess the impact
- Affected users will be notified within 72 hours
- Appropriate authorities will be informed as required by law
- Remedial measures will be implemented immediately
6.4 Limitation
No System is 100% Secure: While we implement industry-standard security measures, we cannot guarantee absolute security. You use our services at your own risk.
7. Data Retention
7.1 Retention Periods
Active Accounts:
- Retained as long as your account is active
- Or as needed to provide services to you
Inactive Accounts:
- Retained for 3 years from last activity
- After 3 years, account may be deleted with 30-day notice
Transaction Records:
- Retained for 7 years for tax and accounting purposes
- As required by Indian financial regulations
Marketing Communications:
- Retained until you unsubscribe
- Suppression list maintained indefinitely to honor opt-outs
Legal Obligations:
- Retained as long as legally required
- May be retained longer if needed for legal disputes
7.2 Deletion Requests
You can request deletion of your data (see Section 9: Your Rights).
8. Cookies & Tracking Technologies
8.1 What Are Cookies?
Cookies are small text files stored on your device when you visit our website. They help us provide better service and understand how you use our site.
8.2 Types of Cookies We Use
Strictly Necessary Cookies:
- Essential for website functionality
- Enable login and access to secure areas
- Cannot be disabled without affecting site operation
Performance Cookies:
- Google Analytics (traffic analysis)
- Help us understand user behavior
- Improve website performance
Functionality Cookies:
- Remember your preferences and settings
- Personalize your experience
- Save language and region choices
Marketing/Advertising Cookies:
- Facebook Pixel (ad targeting)
- Google Ads (conversion tracking)
- Show relevant advertisements
- Measure campaign effectiveness
8.3 Cookie Management
You can control cookies by:
- Browser settings (block or delete cookies)
- Opt-out tools provided by advertising networks
- Google Analytics Opt-out Browser Add-on
Disabling cookies may affect:
- Website functionality
- Ability to login
- Personalized experience
8.4 Third-Party Cookies
Some cookies are placed by third-party services:
- Google Analytics
- YouTube/Vimeo (embedded videos)
- Payment gateway
- WhatsApp widget
These are subject to respective third-party privacy policies.
9. Your Rights & Choices
9.1 Access & Portability
You have the right to:
- Request a copy of your personal data
- Download your data in a portable format
- Request: [email protected]
- Response time: Within 30 days
9.2 Correction & Update
You have the right to:
- Correct inaccurate or incomplete information
- Update your profile and preferences
- Change communication settings
- How: Login to your account or contact support
9.3 Deletion & Erasure
You have the right to:
- Request deletion of your personal data
- Close your account permanently
- Exceptions: Data required for legal/tax purposes will be retained
- Request: [email protected]
Please note:
- Deletion is permanent and cannot be undone
- You will lose access to purchased courses
- Transaction records retained for legal compliance
9.4 Opt-Out of Marketing
You have the right to:
- Unsubscribe from promotional emails
- Stop receiving marketing SMS
- Opt-out of WhatsApp broadcasts
- How: Click “Unsubscribe” or contact support
Note: You will still receive transactional emails (order confirmations, password resets, important service updates).
9.5 Object to Processing
You have the right to:
- Object to automated decision-making
- Restrict certain data processing activities
- Withdraw consent for marketing communications
9.6 Data Portability (GDPR)
If you’re in the EEA:
- Request your data in machine-readable format
- Transfer data to another service provider
9.7 Lodge a Complaint
You have the right to:
- File a complaint with supervisory authorities
- Contact our Grievance Officer (see Section 13)
- Seek legal remedies if privacy rights violated
10. Children’s Privacy
10.1 Age Restriction
Our services are NOT intended for individuals under 18 years of age.
We do not knowingly collect personal information from children under 18.
10.2 If We Learn of Child Data
If we discover we have collected data from a child under 18:
- We will delete the information immediately
- Account will be terminated
- Parent/guardian will be notified (if contact info available)
10.3 Parental Notice
If you believe your child has provided us with personal information:
- Contact us immediately at [email protected]
- We will investigate and take appropriate action
11. International Data Transfers
11.1 Data Storage Location
Your data is primarily stored on servers located in:
- India (primary data center)
- Third-party cloud providers (may have servers globally)
11.2 Cross-Border Transfers
If you are located outside India:
- Your data may be transferred to and processed in India
- We ensure appropriate safeguards are in place
- Transfers comply with applicable data protection laws
11.3 EU-India Transfers (GDPR)
For users in the European Economic Area:
- We rely on Standard Contractual Clauses
- Adequate level of protection ensured
- Rights under GDPR respected
12. Third-Party Links & Services
12.1 External Links
Our website may contain links to third-party websites:
- We are not responsible for their privacy practices
- We encourage you to read their privacy policies
- Examples: Social media platforms, payment gateway, external resources
12.2 Third-Party Services We Use
Cashfree Payments:
- Privacy Policy: https://www.cashfree.com/privacypolicy/
- Processes payment information securely
- Subject to their privacy practices
Google Services:
- Google Analytics Privacy: https://policies.google.com/privacy
- Google Ads Privacy: https://policies.google.com/technologies/ads
Facebook:
- Facebook Privacy: https://www.facebook.com/privacy/explanation
12.3 Social Media Integration
If you connect via social media:
- We may receive basic profile information
- Subject to your social media privacy settings
- We do not post on your behalf without permission
13. Grievance Redressal
13.1 Grievance Officer
As per Information Technology Act, 2000 and rules made thereunder:
Name: Ketan Vadariya
Designation: Grievance Officer
Email: [email protected]
Phone: +91 83208 90598
Address: Office No 328, 29, 30, 3rd Floor, Dariyalal Square, Above HDFC Bank, Morbi-Rajkot Highway, At-Sakt Sanala, MORBI, Gujarat, INDIA
Working Hours: Monday to Saturday, 10:00 AM – 6:00 PM IST
13.2 Complaint Process
Step 1: Submit your complaint via email with:
- Your name and contact details
- Description of privacy concern
- Relevant evidence/documentation
Step 2: Acknowledgment within 48 hours
Step 3: Investigation and resolution within 15 working days
Step 4: Communication of resolution and remedial action taken
13.3 Escalation
If unsatisfied with resolution:
- You may escalate to senior management
- Contact regulatory authorities
- Seek legal remedies as per applicable law
14. Updates to This Privacy Policy
14.1 Policy Changes
We may update this Privacy Policy from time to time to reflect:
- Changes in our practices
- Legal or regulatory requirements
- New features or services
- User feedback
14.2 Notification of Changes
Material Changes:
- Notified via email to registered users
- Prominent notice on website
- Effective date clearly mentioned
- 30-day notice period for significant changes
Minor Changes:
- Updated on website immediately
- Last updated date modified
- Continued use constitutes acceptance
14.3 Review Recommendation
We recommend reviewing this policy periodically to stay informed about how we protect your information.
15. Consent & Acceptance
15.1 By Using Our Services
By accessing our website or using our services, you:
- Acknowledge you have read this Privacy Policy
- Understand how we collect and use your information
- Consent to our data practices as described
- Agree to comply with this policy
15.2 Withdrawal of Consent
You may withdraw consent at any time by:
- Closing your account
- Opting out of marketing communications
- Deleting cookies
- Contacting our support team
Note: Withdrawal may affect your ability to use certain services.
16. Specific Disclosures for Indian Users
16.1 Compliance with Indian Laws
This Privacy Policy complies with:
- Information Technology Act, 2000
- Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011
- Consumer Protection Act, 2019
- Payment and Settlement Systems Act, 2007 (for payment data)
- Other applicable Indian laws and regulations
16.2 Sensitive Personal Data
As per Indian IT Rules, sensitive personal data includes:
- Passwords
- Financial information (bank account, credit/debit card details)
- Physiological information (if collected)
We collect only necessary sensitive data and process it securely through authorized third parties (Cashfree Payment Gateway).
16.3 Data Localization
Payment data is stored in accordance with RBI guidelines on data localization and is processed by RBI-authorized payment aggregator (Cashfree Payments).
17. California Privacy Rights (CCPA)
If you are a California resident, you have additional rights:
17.1 Right to Know
Request details about personal information collected, used, disclosed.
17.2 Right to Delete
Request deletion of your personal information (subject to exceptions).
17.3 Right to Opt-Out
We do not sell personal information. If we did, you could opt-out.
17.4 Non-Discrimination
We will not discriminate against you for exercising privacy rights.
17.5 Authorized Agent
You may designate an authorized agent to make requests on your behalf.
To exercise CCPA rights: Email [email protected] with verification of identity.
18. Contact Information
18.1 Privacy Questions
For questions about this Privacy Policy or our data practices:
Email: [email protected]
Phone: +91 83208 90598
Address: Office No 328, 29, 30, 3rd Floor, Dariyalal Square, Above HDFC Bank, Morbi-Rajkot Highway, At-Sakt Sanala, MORBI, Gujarat, INDIA
Response Time:
- Email: Within 24-48 hours
- Phone: During business hours (Mon-Sat, 10 AM – 6 PM IST)
18.2 Data Protection Officer
For serious privacy concerns or data breach reports: Contact our Grievance Officer (details in Section 13)
19. Definitions
Personal Information: Information that identifies you as an individual
Processing: Any operation performed on data (collection, storage, use, disclosure)
Third Party: Entities other than you and Ketan BizLife
Services: Website, courses, webinars, coaching programs, and related offerings
You/User: Person accessing our website or using our services
20. Severability
If any provision of this Privacy Policy is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.
21. Governing Law
This Privacy Policy is governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Morbi, Gujarat, India.
Effective Date: January 1, 2025
Last Reviewed: January 1, 2025
Next Review: June 1, 2025
Your privacy is important to us. If you have any questions or concerns about how we handle your personal information, please don’t hesitate to contact us at [email protected]